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SEMINAR: July 1st and July 15th
The Zen of MONEY Parts I and II.
Creating financial Tranquility in times of financial disharmony.
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Wrong Choices Produce Wrong Results

What limits us in our quest for personal achievement and advancement are our choices. 

What limits us in our quest for personal achievement and advancement is our choices.

African Americans face many challenges today. Blacks represent a major percentage of individuals in prison, impoverished, un-educated and unemployed relative to the total number of blacks in America.  For some time now the focus by the black community has been on social and economic equality in order to change these statistics.  The concept of equality is the belief that all things should be the same.  Blacks should have the same as the rest of society.  If not, then there is something wrong with society and legislative changes should be made.  The leaders of the black community believe that social and economic equality is still arms length away and can be achieved through the political process.    The political process allows for representatives to be elected who would use legislation to procure social and economic equality and achieve Utopia.  The political process has benefited the talented tenth but the untalented ninety are still far behind.  Blacks collectively are still the most recognizable underclass in America. 

The challenge when dealing with the topic of equality is that you are utilizing a normative ideal in order to create a positive result.  Normative ideals are based on emotions and opinions.  Positive ideals are based on facts.  Social equality is an opinionated idea akin to ice cream flavor of the week.   Economic equality is an opinionated idea that sounds financial but in actuality is just as innocuous as the former.  Society is an easy scapegoat.  The first place to look for change is within, not without. 

Economics is the study of choices.  Choice equality cannot be legislated but is based on ability.  A person can choose what they want but they may not like their choices. The more ability a person has the more choices they create.   It is not society’s responsibility to provide equal choices because everyone does not have equal ability.  It is the individual’s responsibility to create a life, whatever their circumstances are, that increases their scope of choices. To increase your ability to choose you must first improve in your ability to provide service.  

Wrong choices produce wrong results regardless of ones opinion.

 Professor Todd Allyn      

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